How it works

One marketplace. One wallet. Two roles.

Splitvy runs on a single internal wallet funded by USDT on TRC20. Every join, every payout, every fee is paid from that balance.

For buyers

How joining a group works

  1. 01

    Top up your wallet

    Deposit USDT on TRC20 through a P2P listing — match any verified seller in your region.

  2. 02

    Find a group

    Filter by category — Streaming, AI Tools, Game Coins, Other — and pick a seat that fits your budget.

  3. 03

    Pay the seat price

    One charge from your wallet locks your seat. The 5% platform fee is shown clearly before you confirm.

  4. 04

    Get access

    The creator delivers credentials or invites. If anything fails, the seat is refunded automatically.

For creators

How earning on seats works

  1. 01

    Create a group

    Pick a category, set total seats, price per seat, upload a thumbnail and a real photo of the underlying plan.

  2. 02

    Get approved

    An admin reviews each group before it goes live to keep the marketplace honest. Most reviews finish within hours.

  3. 03

    Earn per joiner

    Every customer who joins pays into your earnings balance instantly. Track open seats in your dashboard.

  4. 04

    Withdraw to bank

    Cash out to any local bank via P2P USDT. A 2% fee is deducted on withdraw — no monthly costs.

Wallet & money flow

Where the money actually sits

Splitvy is custodian of your in-platform balance, not your bank. Here is the full path the dollars travel.

Top up

Buy USDT via P2P

Match a verified seller on TRC20 (RedDotPay-style listing). Funds land in your Splitvy wallet.

Hold

Spend or earn in escrow

Seat charges sit in escrow. Creator earnings drop into your balance the second a buyer joins.

Withdraw

Settle to bank

Post a P2P sell listing in USDT to settle to a local bank. 2% creator fee applies on withdrawal.

Anatomy of a group

Every card tells you what you need.

Built so you can decide in seconds. No marketing fluff between you and the seat price.

  • Verified

    Each verified creator passes KYC + history check. Buyers convert ~2× faster.

  • Escrow bar

    Live seat fill. Charges only release to creators after access is delivered.

  • Per-seat price

    What you actually pay per month. Platform fee shown clearly at checkout.

AI Tools Verified
🧠

ChatGPT Plus — Team of 4

by Mira S. · ★ 4.8

3 / 4 seats taken1 left

Per seat

$7.00/mo

Stop overpaying for seats. Or stop wasting them.

Sign up free. Top up later — only when you find a group worth joining or have a seat worth selling.